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purana kagaz
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Posted on 01-23-11 8:09
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Are we ?
Please let me know.... Citizen bhanera Tax bharna milcha bhane yo pani milnu parne haina ra ?
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kaji sahab
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Posted on 01-23-11 8:23
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USE "GOOGLE.COM" IF YOU HAVENT HEARD OF IT......
Does that ring a bell now??
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purana kagaz
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Posted on 01-23-11 8:26
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I am not asking about Nepali restaurants in Texas alright...
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Agnibikram
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Posted on 01-23-11 8:33
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There are various types of "Financial Aids" - Grants, Loans and Scholarships.
International students are eligible for all three except Federal Loans. Bear in mind, International students need to be co-sponsored for Loans.
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geeves
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Posted on 01-23-11 8:36
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International Students are not qualified for any Financial Aid, but scholarships if the School provides.
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Pimp kalu
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Posted on 01-23-11 8:43
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ocean city ma ssn use gare pachi citizen bhayera nai tax bharincha ni, haina ra?
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BABAL Khate
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Posted on 01-23-11 8:45
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International students qualify for loans if someone with a greencard signs for it.
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Kadie
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Posted on 01-23-11 9:57
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sajhababa
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Posted on 01-24-11 12:29
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Does anyone know how the Loan cosigner is affected after signing for the student loan?? Will his/her credit score be affected??
I'd highly appreciate your response :)
Last edited: 24-Jan-11 03:13 PM
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Agnibikram
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Posted on 01-24-11 4:28
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A GC holder needs to have a decent financial background before the loan gets approved.
Sbaba, no, A cosigner's credit score won't be affected. Cosigning a loan is a mere gesture of bearing responsibility to pay off the debt, should the loanee fail to pay off his debt. This means, say you cosigned my loan and I took out 25k and fled, the fed agents will come after your ass.
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sajhababa
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Posted on 01-24-11 3:13
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Thanks for the info Agnibikram. Do you know which institutions have the best deal (interest rate, payment plan etc) on education loans for international students?
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nagarikreport
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Posted on 01-24-11 8:56
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International Student CANNOT qualify for any Federal Aid (FAFSA) if they are not eligible non citizen. Before April of 2010, when Mr. Obama signed the law, GC pending were qualified for Federal Loan through FAFSA, but it is not possible now. You must be in possession of GC if you want to apply for FAFSA.
For private loans, you need a co-signer who is a US LPR or a Citizen with a job and good credit history. The loan is reported in cosigner's credit report until the cosigner is relieved by the lending insititution (usually after 36 months). If the credit history is not good, you may get a very high APR loan. Remember, student loan is never forgiven (except participating in loan forgiveness program which means working for free until loan is paid).
Source: Personal Experience. In US, if you are not the son of a millionaire, you cannot go to graduate school without a student loan. Graduate School, esp. Law, Med, Business. (None of them costs below 80K). I am talking about good student who go to good school and enroll in good programs. There are many cheap Engineering and Cheap paper MBA programs available though. Graduating from them is nothing more than a degree from Bihar.
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