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puzzeled_life
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 Student Loan
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Posted on 04-26-08 9:50 AM     Reply [Subscribe]
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Hi, guys looking for some good suggestion please don;t response if you do not have the idea about it.

I am international student in F1 visa, I was looking to apply for some loan in order to pay my tution fee. Gas station ma kam garda pani asti matrai college ko euta sathilai deport gardiyo getting too taugh nowdays to work. I do not have the SSN that means don;t have any credit history. It would be really nice if someone knows any bank who offer the student loan in low interest without SSN. I can have the greencard holder co-signer too. So please give me some suggestion.

 

Thanks in advance.


 
Posted on 04-26-08 10:15 AM     Reply [Subscribe]
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Dear Puzzled_Life,

                            It's a great idea to get a student loan and focus entirely on your studies. I highly recomend you to get your Social Security as soon as possible. Not only regards to laon but lets say even after you graduate, life would be really hard without social security number. From getting apartment, home, cellphone, cars etc or any kind of financing for that matter would be impossible. Remember it's never too late to start.

                          Ok now coming back to your intial question, Yes you can get a loan with a co-signer who is a citizen or permanent resident of the US. Here are few question that you need to focus on. Does your co-signer has a good credit score and has a long credit history? Specially these days bank are pretty hezitant to give loans, thus you want to make sure you not only get a cosigner but get a co-signer who has a good credit history and a good income. If you can do that then you can apply to lot of major banks who offer student loan. Dont just apply to one bank and wait to hear from them and if they dont give you good term then apply another one. You apply to as much banks as possible in a single day. That woldnt not hurt your co-signer credit score. But if you apply week after week then yeah it would.

                         I hope I have answered your question. Please let me know if you still have more question regarding this issue. I wish you all the best for your future studies.

Warm Wisher,
YekloYatri

 
Posted on 04-26-08 11:16 AM     Reply [Subscribe]
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Citibank has a pretty decent student loan.

 
Posted on 04-26-08 1:08 PM     Reply [Subscribe]
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apply to Citibank student loan.
good terms and service

 


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